Bad Credit Loans - Borrow up to €10,000

Losing the creditworthiness is easier than regaining it and the poor credit rating is the biggest cause of it. What happens when you need funds urgently and at the last minute, your lender denies lending you money by saying that you are not creditworthy. It throws you in deep water. What if you need money for a medical treatment or your tuition fees?

Of course, you will not sit calm rather you will figure out alternatives. Traditional lenders have closed the doors for people with bad credit far ago, but online lenders understand that sometimes you are caught surprised by difficult circumstances that make you unable to manage all your regular expenses. Hence, Quickloansie Ireland provides loans for bad credit. Anyone with a poor credit history can apply for these loans. If you have had difficulty making repayments of your debt in the past, you will likely face more difficulty to have the lender to sign off on your application, but a bad credit is not a snag if you apply for a loan here.

Before you get to know the application procedure, features, and benefits of these loans, you should know about credit factors that lender take into consideration. Here is the comparison of credit score weight between three credit bureaus:

Credit Factors Experian TransUnion Equifax
Payment History 35% 40% 35%
Credit Utilisation 30% 20% 30%
Credit Age 15% 21% 15%
Different Types of Credit 10% 11% 10%
Number of Inquiries 10% 5% 10%

Credit bureaus use their own scale to determine the level of your score. The table below shows the credit scores from two prominent credit reference agencies:

Level Experian Equifax
Excellent 961 - 999 800 and up
Good 881 - 960 740-799
Fair 721 - 880 670-739
Poor 561 - 720 580-669
Very Poor 0 - 560 0-579

These short-term-loans can work as the emergency cash injection. Your low credit score is not a problem with us and in fact, you can get multiple loan benefits, such as:

loans for bad credit
  • Borrow up to €500 to €10000
  • No complication of past credit history
  • Flexible Rates of Interest
  • Loans approved quickly and so does the fund disbursal
  • Simple and suitable online application procedure
  • No hidden charges and penalties
Get A Bad Credit Loans

How Do Our Loans Different from Other Lenders?

  • Lower interest rates
  • Straightforward online application procedure
  • Flexible repayment terms
  • You will get funds based on your affordability
  • Neither hard inquiries nor soft inquiries are made
  • No guarantor
  • No collateral
  • Same-day funds transfer
bad credit loans

Things you should consider before applying for loans for bad credit in Ireland:

  • Do you meet the requirements to qualify for the loan? Sometimes you apply for the loan without considering the eligibility criteria and as a result, your credit score goes down when your application is turned down. The following criteria we follow:
    • The minimum age bar is 18.
    • Only Ireland residents can apply.
    • Bank statement and other income proof submission are necessary.
    • Bank account must be in Ireland.
  • Consider whether it is urgent to take out a loan or not. Do not apply for these loans as long as you can put off your plans.
  • Talk to multiple lenders to compare interest rates so that you choose the best deal.
  • Create a budget to analyse your repayment capacity.
  • Do not forget to ask about prepayment clause, upfront fees and other charges while signing the loan agreement.


Be prepared to prove your creditworthiness when you apply for the loan. However, we also need other documents:

  • Employment history
  • A proof of your pay cheque
  • Bank statements

Once you prove your repayment capacity, we will immediately transfer funds to your account.

How to Apply

Applying for the bad credit loan is not a mammoth task. You need to follow these simple steps and funds will be yours:

  • Submit the application form online.
  • Wait unless we approve your application.
  • We will send a notification to receive your consent (if application is approved).
  • You will get funds.

Is a bad credit history putting hurdle in financing your needs? Stop worrying, Quickloansie Ireland will give a boost to your finances.